Points are earned based on eligible net purchases. Net Purchases are purchases minus credits and returns. Points are earned on eligible Net Purchases. Bank Altitude Reserve Visa Infinite Card and eligible Net Purchases totaling $4,500 or more are made to your Account within 90 days after Account opening. One-time 50,000 bonus Points will be awarded if you are approved for a new U.S. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR. Bank ExtendPay ® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance.
Bank ExtendPay ® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. There is a $1 minimum interest charge where interest is due. Balance Transfer fee: 3% of each transfer amount, $5 minimum.
Cash Equivalent fee: 5% of each cash amount, $10 minimum.
Convenience Check fee: 3% of each check amount, $5 minimum. Cash Advance fee: 5% of each advance amount, $10 minimum. The variable APR for Cash Advances is 29.99%. * The APR may vary, the variable APR for Purchases and Balance Transfers is $ (based on your creditworthiness). Find a financial advisor or wealth specialist.
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